Spending Intentions Worksheet:
For most people, strict budgeting, like strict diets, doesn't work as well as a plan that gives you flexibility. On this sheet, you'll develop a spending range for each area of your expenses. Click to view.

Actual Net Worth™ Worksheet :
Expand the traditional net worth statement by including what I call “human assets,” those items we typically omit from the net worth concept but which are, as you’ll see, a true and powerful component of wealth. For example, would you prefer to be a billionaire in poor health or a poor person in excellent health? This tool will help to quantify how much you value these human assets. Click to view.

Rainbow Portfolio Allocation:
In my book I describe the Rainbow Portfolio asset allocation strategy. Attached is an example allocation with 60% stocks and 40% bonds. You should adjust your personal bond allocation to meet your individual risk tolerance. Click to view.

Heal Your Money Karma online workshop
Pay what makes you happy for this 8-week course on healing the money life that you inherited from your parents (which they inherited from their parents, and so on…). In just 8 weeks, you can stop the karmic repetition of stressful and energy-leaking thoughts and behaviors around money. You can forge a new relationship with money based on your current spiritual values. You can discover and reclaim your true inheritance: wisdom, prosperity, joy, consciousness, and generosity. Click to sign-up.